Frequently asked questions

We’ve got answers. Browse through popular questions about credit repair, our mentorship process, packages, and your results.

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We’ve Got Answers

Browse through the most common questions about our credit repair services, mentorship, and how we help you achieve real financial transformation.

We know credit repair can be overwhelming, especially with all the misinformation out there. That’s why we’ve compiled the most frequently asked questions to give you clarity and peace of mind. Whether you’re just getting started or ready to dive into one of our powerful mentorship packages, these answers will help you understand how our process works, what results to expect, and how we’re different from anyone else in the industry.

What makes your credit repair service different from others?

Unlike traditional credit repair services, we combine expert dispute strategies with 1-on-1 mentorship. We don’t just help you remove negative items — we guide you in building a strong credit profile that can unlock funding, approvals, and financial confidence.

How do credit consultations work?

Our consultations are one-on-one calls where we analyze your current credit report, explain your weak points, and map out a personalized action plan to improve your score and increase your approval odds for credit cards, loans, and funding.

What’s included in the Credit Analysis?

We do a full credit audit, identifying inaccurate, outdated, or harmful items. You’ll get a custom roadmap for credit repair, score growth, and financial planning to reach 700+ credit and unlock funding opportunities.

Do you guarantee results?

Yes. Certain packages, like the 0–700 Package and Gold Package, come with money-back guarantees if we don’t deliver the promised score growth or approvals — as long as you follow our guidance and open the required accounts.

What do I need to do as a client to get the best results?

You must follow our roadmap, open the bank accounts and subscriptions we recommend, and stay committed to building relationships with lenders. This ensures your credit grows, and your profile becomes funding-ready.

How long does the credit repair process take?

Results can vary, but most clients see credit improvement within 30–90 days. Full file cleanup and funding-readiness may take 3–6 months depending on your starting point and the package you choose.

Is there a client portal where I can track my progress?

Yes! You’ll have 24/7 access to our Client Portal, where you can monitor disputes, view your credit report updates, and communicate with us directly.

Credit Analysis

We equip you with a custom credit-building blueprint, apps, tradelines, and strategies to help you build a strong credit profile for funding opportunities between $5,000 to $50,000.

It’s not just about removing — it’s about rebuilding.

1-on-1 Mentorship

Through our mentorship, we show you how to build relationships with banks and lenders, liquidate your credit cards into usable cash, and properly manage your credit to secure real results — fast.

Personalized guidance from credit to capital.

© 2025 Umbrella Wealth Group.

All right reserved.

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+1 800 683 7554

11811 shaker blvd ste 204 #1160

cleveland, oh, us 44120

Monday - Friday 9:00 AM to 5:00 PM EST

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© 2025 Umbrella Wealth Group.

All right reserved.