Expert Credit Repair & Mentorship to Help You Build Wealth
Rebuild. Repair. Rise.
We don’t just fix your credit — we mentor you to build it the right way.
our credit repair packages
Explore our credit repair packages options designed to fit your unique credit journey — from zero credit to funding-ready.
0-700 Package
Ideal if you have no credit history at all and want to generate a strong score fast — or your money back.
Must have no credit at all
Help you regenerate a credit score 700 or money back
Show you how to liquidate your credit cards
(TAKE CASH OFF THE CREDIT CARD)
gold package
Full-service credit repair.
Guaranteed Results or your money back!
Get approved for credit cards and loans
Get approved for a new car
Get approved for a new apartment/home
Finance their next cosmetic surgery
Finance jewelry
Platinum Max package
Full-service credit repair.
removal of negative accounts
Opting out of all Secondary Bureaus
Credit building blueprint based on clients report and how to build out strong credit profile for 5-50k funding
My Top 5 banks and lenders to build a relationship with and get a major bag from
Show you how to liquidate your credit cards to cash
Give you my top 3 Credit Builder apps to give you a score increase
Tradeline 5-10k limit
Clients must open all bank accounts and app subscriptions listed for them to "build relationships" with the banks during credit repair process.
elite Package
Full-service credit repair from Platinum Max Package.
removal of all negative accounts no matter the account
Opting out of all Secondary Bureaus
Credit building blueprint based on clients report and how to build out strong credit profile for 5-50k funding
My Top 5 banks and lenders to build a relationship with and get a major bag from
Show you how to liquidate your credit cards to cash
Give you my top 3 Credit Builder apps to give you a score increase
2 Tradelines 5-10k limit
American Express Gold or Platinum Guaranteed Approval
risk free
100% Money Back Guarantee
If you follow our credit-building instructions and open all the required accounts, but don’t see the promised improvement or score increase, we’ll refund your investment. No fine print. No hidden terms. Just results — or your money back.
This guarantee is our way of showing that we stand behind our methods, our mentorship, and your credit success.
1-on-1 mentorship
Personalized guidance, tailored strategies, and hands-on support to help you master credit the right way.
All access to Umbrella Academy Community
Weekly one on one calls
Credit repair e-book
Inquiry removal hack
How to hide credit utilization
How to structure your LLC (Step by step) for max funding 50-100k funding
How to liquidate your credit cards for cash
How to fund multiple side hustles (Rental cars, E-com, Real Estate etc.)
our services
We combine credit repair with mentorship, empowering you with tools and education that go beyond dispute letters.
Credit Consultations
We offer 1 -on-1 credit consultations to show you exactly how our services can help improve your credit profile, clean up your report, and get you funding-ready
Credit Analysis
We conduct a full review of your credit report, identifying the weak points and giving you a clear, customized roadmap to a stronger score and cleaner file.
Credit File Clean-Up
We use proven, legal strategies to challenge inaccurate or outdated remarks and help you rebuild your credit with a strong, trustworthy foundation.
Our Commitment to Your Credit Health
Negative Items We Dispute & Remove
We challenge and remove harmful, inaccurate, or outdated items to give your credit a fresh start.
Inquiries
Collection Accounts
Late Payment Accounts
Student Loans
Evictions
Medical Bills
Charge Off Accounts
Repossessions
Bankruptcies
Public Records
ready to take control of your credit?
Let’s rebuild your credit and unlock funding opportunities together. Start with a free consultation or jump into a package.
got questions?
We’ve Got Answers
Browse through the most common questions about our credit repair services, mentorship, and how we help you achieve real financial transformation.
We know credit repair can be overwhelming, especially with all the misinformation out there. That’s why we’ve compiled the most frequently asked questions to give you clarity and peace of mind. Whether you’re just getting started or ready to dive into one of our powerful mentorship packages, these answers will help you understand how our process works, what results to expect, and how we’re different from anyone else in the industry.
What makes your credit repair service different from others?
Unlike traditional credit repair services, we combine expert dispute strategies with 1-on-1 mentorship. We don’t just help you remove negative items — we guide you in building a strong credit profile that can unlock funding, approvals, and financial confidence.
How do credit consultations work?
Our consultations are one-on-one calls where we analyze your current credit report, explain your weak points, and map out a personalized action plan to improve your score and increase your approval odds for credit cards, loans, and funding.
What’s included in the Credit Analysis?
We do a full credit audit, identifying inaccurate, outdated, or harmful items. You’ll get a custom roadmap for credit repair, score growth, and financial planning to reach 700+ credit and unlock funding opportunities.
Do you guarantee results?
Yes. Certain packages, like the 0–700 Package and Gold Package, come with money-back guarantees if we don’t deliver the promised score growth or approvals — as long as you follow our guidance and open the required accounts.
What do I need to do as a client to get the best results?
You must follow our roadmap, open the bank accounts and subscriptions we recommend, and stay committed to building relationships with lenders. This ensures your credit grows, and your profile becomes funding-ready.
How long does the credit repair process take?
Results can vary, but most clients see credit improvement within 30–90 days. Full file cleanup and funding-readiness may take 3–6 months depending on your starting point and the package you choose.
Is there a client portal where I can track my progress?
Yes! You’ll have 24/7 access to our Client Portal, where you can monitor disputes, view your credit report updates, and communicate with us directly.
© 2025 Umbrella Wealth Group.
All right reserved.
contact us
+1 800 683 7554
11811 shaker blvd ste 204 #1160
cleveland, oh, us 44120
Monday - Friday 9:00 AM to 5:00 PM EST
legal
© 2025 Umbrella Wealth Group.
All right reserved.